Innovative Card Technologies
633 West 5th St. Suite 2600, Los Angeles, CA 90071
Phone: 213.223.2145 • Fax: 213.223.2147
info@incardech.com

Dr. Donald Joyce, Chairman
Dr. Donald Joyce has served as Director since November 2003 and Chairman since September 2007. Since April 2001, Dr. Joyce has been Deputy Director of the University of Chicago Argonne National Laboratory. From June 6, 2000 to February 2001, Dr. Joyce served as Chief Technology Officer for Technology Connect, a technology consulting firm in Massachusetts. From May 1999 to June 2000, he served as Senior Vice President of JDH Technologies, LLC, a software company. Prior to May 1999, Dr. Joyce served as President of Muhlbauer Inc., an equipment supplier to the semiconductor, circuit board assembly and smart card industries. Dr. Joyce received a Ph.D. in Physics from the College of William and Mary and a B.A. in Physics from the University of Colorado.

Scott V. Ogilvie, Director
Scott Ogilvie has served as Director since December 2006. Mr. Ogilvie is the Managing Director and Chief Operating Officer of Capital Investment Company Group, a privately held international financial services and investment holding company. Mr. Ogilvie is a graduate of the University of Denver and obtained his law degree from the University of California, Hastings College of Law. Prior to joining the Capital Investment Company Group in September 2000, from 1998 to 2000, Mr. Ogilvie was employed by Classic Residence by Hyatt as Managing Director of Development- Western Division. From the middle of 1993 to December 1998, Mr. Ogilvie was a partner in the John Buck Company, a full service real estate brokerage, development and property management firm. Since February 2000, Mr. Ogilvie has served as a Director of Preferred Voice, Inc (PFVI.OB).

W. Robert Ramsdell, Director
W. Robert Ramsdell was appointed a Director of InCard in June of 2007. Mr Ramsdell has been engaged in private investments in micro cap companies since 1990. From 1973 until his retirement in 1990, he was senior partner, Director of Research and Office Manager of Cantor Fitzgerald & Co. in Los Angeles, engaged in the institutional equity business. Mr Ramsdell has been a Board member of Insignia Systems, Inc. (ISIG) since 1998 and a financial advisor to many companies including Occupational Urgent Care Health Systems (OUCH) and Preferred Voice (PRFV).

Richard J. Nathan, Director
Richard J. Nathan founded JigSaw tek, Inc. in May 2001, where he served as the Chief Executive Officer until 2005. The company marketed high-end, integrated circuit packaging solutions using proprietary, patent-pending embedded silicon technology. Since that time, Mr. Nathan has pursued personal and professional interests and investments in various technology industries. Mr. Nathan earned his bachelors degree from Denver University and completed his graduate studies at Adelphi University.

Harry L. Tredennick III, Director
Harry (Nick) L. Tredennick III serves as an editor for Gilder Publishing where he also writes the Gilder Technology Report on leading-edge components and speaks on topics related to semiconductors, dynamic logic, reconfigurable systems and MEMS (microelectromechanical systems). He has held this position since August 2000. From July 1988 to the present, Dr. Tredennick has also served as the President of Tredennick, Inc. which provides consulting services on custom and semicustom VLSI CPU design and reconfigurable systems and analyzes microprocessor industry trends. Dr. Tredennick is a board member of Patriot Scientific Corporation. Dr. Tredennick received his Ph.D. in Electrical Engineering from the University ofTexas, Austin. He received his MSEE and BSEE in Electrical Engineering from Texas Tech University.


Officers:

Steven R. Delcarson, Chief Executive Officer and President
Steven Delcarson was appointed CEO and President of InCard in September 2007. Mr Delcarson comes to InCard most recently from New Horizons Computer Learning Centers, where he served as Managing Director of the Franchising Division from 2004 until February 2007. Under Mr Delcarson’s leadership, New Horizons expanded distribution from 251 offices in 50 countries to 286 offices in 56 countries, and was named by IDC as the world’s largest independent IT training company in 2006. Mr Delcarson’s previous experience also includes serving as CEO, COO, President, Founder and Director of Productivity Point International, a corporate IT learning service, over the course of nine years. Through encouraging business growth and implementing complex IT systems projects around the globe, Mr Delcarson has gained extensive expertise in international business and large-scale technical systems integrations. Mr Delcarson received his MBA from Southern Methodist University and is a member of the World President’s Association.

Charles Caporale, Chief Financial Officer
Caporale’s experience includes serving as an independent financial and accounting consultant for clients in Southern California. He also served as Vice President, Chief Financial Officer, Treasurer and Secretary of Women First Healthcare from September 2000 to October 2003, and as Senior Vice President, Chief Financial Officer and Treasurer of The Centris Group, Inc. from July 1997 until April 2000. Caporale holds a B.B.A. in accounting from Pace University.