How Long Does Grubhub Take To Verify Debit Card? Answered

Transactions made with Instant Cash Out often appear in your Account immediately, but depending on your bank, they could take up to three business days. Instant Cash Out won’t be accessible for 72 hours after your bank account information has been updated or validated for security reasons. I will discuss How Long Does Grubhub Take To Verify Debit Card? in detail.

How Long Does Grubhub Take To Verify Debit Card?

It takes 48-72 hours. Weekends or holidays are not included. 

Why Does Processing Of My Instant Cash Out Take A Few Days?

On the Grubhub for Drivers app, tapping the Cash Out button initiates a procedure to cash out your profits immediately. The bank you have set up for your direct deposit determines how quickly the money will go into your bank account.  

Real-Time Payments (RTP), supported by most major banks, enable Grubhub to deposit your profits into your bank account instantly.

You can still utilize Grubhub’s Instant Cash Out option if your bank does not support Real-Time Payments. For some banks, the procedure can take a few days. Smaller banks are mostly affected by this.

Please be aware that only during regular business hours may these banks perform cross-platform transfers. Any cash withdrawal requested beyond regular banking hours can take longer. Any weekend cash-outs could not show up until the following Monday.

Grubhub does not influence the processing time for bank transfers, which depends on your bank. Asking your bank directly if they support Real-Time Payments (RTP) is the easiest approach to learning if you qualify for same-day cash-out.

Any money not withdrawn utilizing the Instant Cash Out option by Monday at 11:59 p.m. (CST) will be transferred through the standard pay procedure, regardless of your selected bank.

After updating your bank account information, Instant Cash Out won’t be accessible for 72 hours due to security concerns.

When using the cash-out feature in the app, you will see the following message if your bank does not support RTP transactions.

Why Can’t I Use The Instant Cash Out Option To Withdraw?

If the Instant Cash Out option was previously visible, but the button has subsequently vanished:

The details of your bank account were recently changed. After updating your bank account information, Instant Cash Out won’t be accessible for 72 hours due to security concerns.

• Change your password immediately and update your banking information in the Grubhub for Drivers app if you feel that you didn’t make this change or that someone else may have gained access to your Account without your permission.
• A driver should remember that Grubhub would only phone or text a driver and ask for their password, give them a new password with their permission, or ask them to reset their password.

There could be a technical issue with the system. The payout feature might not be accessible during this period, or you might encounter an error message.

If the Instant Cash Out feature has never been available to you:

Your bank account information is encrypted for your security, and it is checked against a national database. Your Account may not be recognized if you get an error message for one of the following reasons:

• The data was entered improperly.
• You’re attempting to utilize an unlisted small bank, credit union, or another alternative banking method whose information is outside the database.

If you cannot edit your direct deposit details via the app, please get in touch with our support team to request account modifications.

One of the following information must be included in your email:

• A voided check (the check must be printed with your name).
• A bank form for direct deposit that is typed (handwritten forms are not accepted).
• A letter from your bank confirming account holding (cannot be handwritten). The account holder’s name, account number, and routing number must be on bank letterhead, stamped by the branch you visited, and provide a contact name and number for the colleague who helped you.

Users of prepaid cards are advised that we cannot accept their non-ACH-compliant cards. If you use a prepaid debit card, you must present the corresponding direct deposit authorization document or canceled check. Please submit this data using our support form.

You will only be qualified for the Instant Cash Out service if your earnings are currently being garnished once the garnishment is fulfilled. In this case, the feature won’t be accessible through the Grubhub for Drivers app.

How Can I Make Changes To My Bank Details For Direct Deposit?

By selecting Account> Personal info > Payment information from the main menu, you may edit your bank account information and direct deposit information in the Grubhub for Drivers app.

Note a couple of things:

• You must enter your password once again to update your banking information.
• You can save the changes when you input new data over your previously entered information.
• To save the modifications, you must click Confirm. I use the arrow in the top left corner to exit the page without saving the changes.
• Changes made after 10 p.m. local time on Mondays will only affect direct deposits the following pay week, even though they’ll take effect immediately.
• After your bank account information has been validated or updated, Instant Cash Out will not be available for 72 hours for security reasons.
• Update your financial details in the Grubhub for Drivers app and change your password immediately if you feel that you did not make an update or that someone else may have gained access to your Account.
• A driver should keep in mind that Grubhub would only phone or text a driver and ask for their password, give them a new password with their permission, or ask them to reset their password.
• When your bank account change is successful, an in-app notification and an email should be sent to you.
• Only existing bank information is changed by this function; new drivers must submit their information during the onboarding process to register for direct deposit.

Your bank account information is encrypted for your security, and it is checked against a national database. Your

Account may not be recognized if you get an error message for one of the following reasons:

• The data was entered improperly.
• You’re trying to use a tiny bank or credit union whose details aren’t in the database.
• You’re trying to utilize an alternative banking method or prepaid card.

Grubhub Driver Payment Issues

You’ll run through these payment problems as a Grubhub driver.

Unreliable Payment

The salary at Grubhub can change at times. The degree of fluctuation depends on the company’s workload, the availability of drivers, and the present weather.

There are sluggish periods when your salary will be lower, and there are busy weeks when your pay will be higher.

Postponed Payment

After altering your bank account details, you cannot utilize Instant Pay for 72 hours. Although this is a great approach to prevent fraud, it may prohibit you from getting the money you need during the 72-hour waiting period.

Several smaller instituonlyns do not suppsomel-time payments.

Drivers can cash out their money to banks that accept real-time payments to withdraw their earnings immediately.

You could have to wait up to three days to get your money if you’re dealing with a tiny bank that doesn’t provide the option.

How To Deal With Payment Issues?

Drivers have little say in how busy the business needs to be to receive continuous pay. However, you might apply for additional delivery jobs from different businesses to ensure your workload and income are stable.

Ensure you have enough money in your bank account to last the 72-hour waiting period before altering your account information. You want to avoid being in a situation where you need to pay for an emergency with cash but can’t.

You want to avoid problems while making instant withdrawals from smaller banks. Join larger financial institutions like Chase Bank to withdraw your winnings instantly.

Conclusion

If restaurants opt for direct deposit, Grubhub will pay them once, twice, or once every two weeks. The alternative is to switch to checks and receive monthly pay. Payment days for drivers who choose direct deposit are Thursdays.

Additionally, users can use Instant Cash Out to take their money out whenever they wish.

Frequently Asked Questions